E-commerce and marketplaces

Around the world, businesses face multiple problems with their platforms. Forgotten passwords, abandoned purchases, omnichannel, chargebacks, identity and payment fraud, false positives, loyalty and rewards…The list goes on.

Integrate with Nuggets, and you can solve all these issues. Nuggets offers secure, decentralized data, payment and verification, via API and container implementation with existing merchant PSPs, and a single Nuggets Login.

E-commerce and marketplaces

Reduce losses. Gain revenue.

Nuggets minimises regulatory and reputational risks. It also reduces losses from fraud, false positives and fraudulent chargebacks. And it increases revenue. All with the privacy and security of blockchain.

Reduce fraud

Cut fraud

$24.26 billion lost to card and identity fraud worldwide in 2018

Reduce false positives

Cut false positives

$331 billion lost or passed up through false positives worldwide in 2018

Reduce fraudulent chargebacks

Cut fraudulent chargebacks

These make up 42% of retail fraud losses

Single sign-on biometrics

Single sign-on with biometrics

One biometric verification. No more usernames or passwords at any level

Secure payment methods

Simple, secure payments

Customers can use various methods, including credit and debit cards or cryptocurrency. Without handing over personal data

Offer incentives

Loyalty rewards & value

Customers earn rewards and value when they choose to share data with you

More transactions

More transactions

Trusted and verified transactions mean more payments go through, with more peace of mind for you

Verified two way communication

Verified two-way communication

Customers can be assured you’re genuine, and can confirm their identity to you

Agnostic and cross-platform

Cross-platform

Available on Android and iOS, and across mobile, desktop and multiplatform

No more risk assessment and credit checks

No more risk assessments and credit checks

Nuggets users build up a trusted profile as they complete transactions. This proves they’re good actors in the network, and their payment methods are good

Minimise regulatory and compliance exposure

Minimise regulatory and compliance exposure

General Data Protection Regulation (GDPR), Second Payment Services Directive (PSD2), Federal Trade Commission Act (FTC Act) and California Consumer Privacy Act (CCPA)

Simple integration

Simple integration

Easy and secure API and Container integration

Immutable record of transactions with security and privacy protection

Immutable record of transactions, while protecting security and privacy

You no longer have to question or prove transactions

Removal of insecure 2FA

No more insecure 2FA

Do away with weak password, SMS and email verifications

Secure Trust-less Network

Secure trustless network

All participants are verified, and a reputation network

White label Apps and services

White label apps and services

Integrate easily with existing products and systems

Delivery acceptance and confirmation

Contactless delivery, biometrically verified

A courier can deliver a package contact-free, by pinging the customer’s Nuggets app. The customer just verifies their ID biometrically, and confirms the delivery

Merchant and PSP hold own private key

Merchant and PSP hold own private key

Secure and private verified communication and authorisation

No personal information held by Merchant or PSP

No databases, no data breaches

As a merchant or PSP, you’re saved the risk and cost of storing customer data

B2B Transaction Fee

B2B Transaction Fee

For verified login, payment and ID

Customize experiences using anonymous behavioural data

Customize experiences

Use anonymous behavioural data to give customers what they want, while protecting their privacy and security

mPos with NFC, QR Code and audio signal

mPos with NFC, QR Code and audio signal

No need to pass card details online, in store and over the phone

Modular Integration

Modular integration

Verified login, payment or ID

Age Verification

Age Verification

Verify and validate customers' age

Open Banking

End-to-end Encryption

No possibility of a man-in-the-middle attack

W3C

Open Standards

Through the use of open standards W3C Verifiable Credentials (VCs), Decentralized Identifiers (DIDs), DIDComm Messaging (DIDComm), Key Event Receipt Infrastructure (KERI). Nuggets truly enables global interoperability as a Self-Sovereign ID (SSI).

Identity and Payment

2019 European payment authentication rules (PSD 2)

Identity and Payment