SCA authentication requirements
Strong Customer Authentication (SCA) means you need authentication based on two or more elements. These may be:
- Knowledge – something only the user knows (like a password or PIN)
- Possession – something only the user possesses (like a phone or hardware token)
- Inherence – something the user is (like their fingerprint or face)
How Nuggets complies with SCA
Nuggets authenticates using the user’s verified identity and their biometrics – on every purchase.
- Inherence: Verified identity and device biometric fingerprint recognition
- Possession: Verified trusted device, app and identity via ownership of private key signing and verifying
- Beyond the baseline: biometrically verified identity, multi-factor authentication, private key, stored ID elements, and proof of good actor on every payment – big or small
By intrinsically linking identity and payment from the outset, Nuggets satisfies all the SCA requirements and ensures a frictionless customer journey.
Fully customisable. Easy to integrate. Cross-platform.
Nuggets is a white-label identity solution. Deploy it the way that makes sense for you and your customers. It integrates with compliance processes, payments and your customer experience.
Consumer-grade and enterprise-ready.
Nuggets is available on Android and iOS, desktop and multiplatform.
