Payment and ID without sharing personal data
Nuggets is an e-commerce payments and ID platform. It stores your personal and payment data securely in the blockchain, so you never have to share it with anyone – not even Nuggets. With Nuggets, you create a secure ‘personal cloud’ of data in zero-knowledge blockchain storage. Not even Nuggets can access this data. You decide if and when you want to share it, and do so on your own terms. Nuggets gives power back to the people, enabling ‘self-sovereign identity’ on a mass scale. And it frees companies from the burden of storing and protecting millions of customer records.
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You get Nuggets Tokens when you sign up, refer, login, pay or verify with Nuggets, and if you choose to share some of your information. Once you have Tokens, you can use them to buy products and services with merchants in the Nuggets ecosystem without compromising your security.
With Nuggets, you can forget about usernames, passwords, and tapping payment details into dozens of different accounts.
Once you’re set up on the app, you can use Nuggets to pay, login or verify your identity using just your fingerprint (or other biometrics). And every time you do, you earn Nuggets Tokens, which you can spend with any Nuggets partner.
Blockchain technology means you keep control of your information. Nuggets doesn’t share or store your data with anyone, and no one can access it – not even Nuggets itself.
Simple, secure payment: Just select the Nuggets option, confirm with your fingerprint (or other biometrics), and you’re done. Without having to share your personal information. And if you pay with Nuggets Tokens, you save money too!
No more passwords: It’s the same process for logging in to an account. No usernames. No passwords. No ‘What was the name of your mother’s childhood cat?’ And if you ever need to update your details, just do it once – in Nuggets.
Rewards every time: From the moment you sign up, you’re earning Nuggets Tokens. Then you can use them to pay any merchant on the platform. So you can use Nuggets Tokens earned from an airline, say, to help pay for shoes.
No other platform offers all this. There are other identity apps. There are other payment apps. There is nothing that does both, combined with the ultimate security of the blockchain and a token system that rewards you as you go.
The platform launched in May 2018.
Nuggets will be available across Mobile (iOS and Android), but you can also use it for services on your desktop – service providers just ping your mobile app for verification.
Yes, Nuggets is free for consumers to use. Merchants pay a small fee every time you use Nuggets to log in, pay or verify your identity through their service.
The Nuggets platform is available globally. We are exploring merchant and payment partnerships in multiple markets.
“Nuggets” was the word used by Alastair, our Founder, to explain how “nuggets” of personal data are encrypted in zero knowledge storage in a blockchain. When you decide to share data, the platform only shares the smallest “nugget” of information necessary to complete the transaction.
These nuggets also have value: the more you use the service, the more Nuggets Tokens you’ll gain to pay for products and services. You also gain Tokens by choosing to share data – finally putting a real value on your personal information.
If you log in using Nuggets, the merchants receives none of your personal information. Nuggets stores a ‘personal cloud’ of your personal and payment data securely in the blockchain. That means no one else can access it – not even Nuggets. If you choose to share some data, you can – but it’s up to you.
Nuggets works because you’re the only one who can access your data. The details of your account, and the ‘private key’ that decrypts it, are encoded in the 12-word ‘Recovery Phrase’ Nuggets provides when you first set it up. We recommend you write these words down and keep them safe – separate from your device.
The Recovery Phrase is securely stored on your device. So if you lose it, but can still open the app, just choose ‘Recovery Phrase’ from the menu. But if you’re locked out of the app, there’s no way to open it without the Recovery Phrase. You’ll have to set up a new account, and Nuggets will erase all the previous details.
You can set up Nuggets using any government-issue photo ID. So: passport, driving license, or national ID card.
Make sure you photograph your photo ID against a darker background, and with no reflections. If you’ve tried this a few times without success, get in touch.
Make sure your whole head is within the frame, and turn it slowly from side to side. Too fast, and the system loses track. If you’ve tried this a few times without success, get in touch.
Make sure you get a clear image of both your ID and your face. If you have, and the app keeps telling you they don’t match, get in touch.
Nuggets stores your personal and payment data in ‘zero-knowledge storage’, in a blockchain. This means no one else can access it – not even Nuggets itself. If you choose to share some data, Nuggets will share the minimum required to make a transaction.
As you use Nuggets, you earn Nuggets Tokens. When you’ve collected enough, you can use them to buy products and services from any participating merchant.
You earn Tokens when you first sign up, when you use Nuggets to pay, log in or verify your ID, and when you refer others to Nuggets. You also earn Nuggets if you choose to share some of your data with a merchant.
Nuggets uses biometrics to verify your identity. (Never passwords or usernames.) This includes fingerprint and facial recognition.
Nuggets will be available for iOS and Android. But you can use it with participating desktop services too. The merchant site just pings your mobile app, and you verify your ID with your biometrics (fingerprint, etc). No passwords, no security questions.
You can reset your PIN in the app. Go to the menu and choose Settings.
You can use multiple payment cards with Nuggets. However, during Alpha testing, purchases can only be done via the ‘Nuggets Test Card’ and will not involve any real transactions linked to your actual credit or debit cards.
If you want your Nuggets on more than one device, set it up on one device first. Then install it on your extra device(s) and choose ‘Recover account’. Use the 12-word ‘Recovery Phrase’ from the original installation to complete the new one. (You should have written this down, or you can find it in the menu of the app on the first device.)
No more ID or credit card fraud. No more passwords. The future is safer and simpler with Nuggets.We’re reinventing privacy and security. We’d like your help.
Give us your email and we’ll add you to our Alpha, as well as keeping you updated on progress.